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	Comments on: 5 Things I Learned During The 21 Day Credit-Free Challenge #21DaysCreditFreeChallenge #SKExperts	</title>
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	<link>https://www.thriftymommastips.com/5-things-i-learned-during-the-21-day-credit-free-challenge-21dayscreditfreechallenge-skexperts/</link>
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	<lastBuildDate>Wed, 14 Oct 2015 22:25:08 +0000</lastBuildDate>
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		<title>
		By: Paula schuck		</title>
		<link>https://www.thriftymommastips.com/5-things-i-learned-during-the-21-day-credit-free-challenge-21dayscreditfreechallenge-skexperts/#comment-97272</link>

		<dc:creator><![CDATA[Paula schuck]]></dc:creator>
		<pubDate>Wed, 14 Oct 2015 22:25:08 +0000</pubDate>
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					<description><![CDATA[In reply to &lt;a href=&quot;https://www.thriftymommastips.com/5-things-i-learned-during-the-21-day-credit-free-challenge-21dayscreditfreechallenge-skexperts/#comment-97260&quot;&gt;Randa @ TBK&lt;/a&gt;.

Challenging but worth it. I could use more help with this from.the business side of things too I think. Knowing what to spend on and when to use interac there too could be my next challenge I think. It would be good to watch my business expenses more closely.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://www.thriftymommastips.com/5-things-i-learned-during-the-21-day-credit-free-challenge-21dayscreditfreechallenge-skexperts/#comment-97260">Randa @ TBK</a>.</p>
<p>Challenging but worth it. I could use more help with this from.the business side of things too I think. Knowing what to spend on and when to use interac there too could be my next challenge I think. It would be good to watch my business expenses more closely.</p>
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		<title>
		By: Suzanne Rudge		</title>
		<link>https://www.thriftymommastips.com/5-things-i-learned-during-the-21-day-credit-free-challenge-21dayscreditfreechallenge-skexperts/#comment-97262</link>

		<dc:creator><![CDATA[Suzanne Rudge]]></dc:creator>
		<pubDate>Wed, 14 Oct 2015 16:57:55 +0000</pubDate>
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					<description><![CDATA[These are some excellent tips (and reminders) Paula, thank you.  I really need to put some into practice and challenge my family as well.  We are so quick to put it on credit and then regret the purchase later. It has to stop (and start) somewhere and before the holidays really kick in is the best time.]]></description>
			<content:encoded><![CDATA[<p>These are some excellent tips (and reminders) Paula, thank you.  I really need to put some into practice and challenge my family as well.  We are so quick to put it on credit and then regret the purchase later. It has to stop (and start) somewhere and before the holidays really kick in is the best time.</p>
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		<title>
		By: Randa @ TBK		</title>
		<link>https://www.thriftymommastips.com/5-things-i-learned-during-the-21-day-credit-free-challenge-21dayscreditfreechallenge-skexperts/#comment-97260</link>

		<dc:creator><![CDATA[Randa @ TBK]]></dc:creator>
		<pubDate>Wed, 14 Oct 2015 15:56:30 +0000</pubDate>
		<guid isPermaLink="false">https://www.thriftymommastips.com/?p=8904#comment-97260</guid>

					<description><![CDATA[I usually only use my debit. This month I am doing my own personal challenge (no online shopping). With paying rent in addition to my mortgage and normal bills now I have to be mindful of my spending.]]></description>
			<content:encoded><![CDATA[<p>I usually only use my debit. This month I am doing my own personal challenge (no online shopping). With paying rent in addition to my mortgage and normal bills now I have to be mindful of my spending.</p>
]]></content:encoded>
		
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		<title>
		By: Lisa		</title>
		<link>https://www.thriftymommastips.com/5-things-i-learned-during-the-21-day-credit-free-challenge-21dayscreditfreechallenge-skexperts/#comment-97250</link>

		<dc:creator><![CDATA[Lisa]]></dc:creator>
		<pubDate>Wed, 14 Oct 2015 02:06:43 +0000</pubDate>
		<guid isPermaLink="false">https://www.thriftymommastips.com/?p=8904#comment-97250</guid>

					<description><![CDATA[I use debit as my regular form of payment, and it definitely does keep me more accountable for what I spend. Love interac!]]></description>
			<content:encoded><![CDATA[<p>I use debit as my regular form of payment, and it definitely does keep me more accountable for what I spend. Love interac!</p>
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		<title>
		By: Stephanie		</title>
		<link>https://www.thriftymommastips.com/5-things-i-learned-during-the-21-day-credit-free-challenge-21dayscreditfreechallenge-skexperts/#comment-97248</link>

		<dc:creator><![CDATA[Stephanie]]></dc:creator>
		<pubDate>Wed, 14 Oct 2015 01:37:49 +0000</pubDate>
		<guid isPermaLink="false">https://www.thriftymommastips.com/?p=8904#comment-97248</guid>

					<description><![CDATA[Great tips! I especially love number four -- you&#039;ll never be able to get ahead if you&#039;re using credit cards constantly!]]></description>
			<content:encoded><![CDATA[<p>Great tips! I especially love number four &#8212; you&#8217;ll never be able to get ahead if you&#8217;re using credit cards constantly!</p>
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		<title>
		By: Merry120		</title>
		<link>https://www.thriftymommastips.com/5-things-i-learned-during-the-21-day-credit-free-challenge-21dayscreditfreechallenge-skexperts/#comment-97238</link>

		<dc:creator><![CDATA[Merry120]]></dc:creator>
		<pubDate>Tue, 13 Oct 2015 20:06:08 +0000</pubDate>
		<guid isPermaLink="false">https://www.thriftymommastips.com/?p=8904#comment-97238</guid>

					<description><![CDATA[My mantra has always been &quot;Use credit for convenience, not for credit&quot;. I use my credit card a lot and don&#039;t plan on giving it up. :) BUT I love my Interact debit card!]]></description>
			<content:encoded><![CDATA[<p>My mantra has always been &#8220;Use credit for convenience, not for credit&#8221;. I use my credit card a lot and don&#8217;t plan on giving it up. 🙂 BUT I love my Interact debit card!</p>
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