Price matching, bargain shopping, bargaining, negotiating, saving, penny pinching. No matter what you call it, we all want to save money. Saving money is the key to building money. Saving money can be an art form if you commit and January is the perfect time to make a change that will set you on a path to saving for the rest of 2016.
Money is on everyone’s radar this time of year. We’re all reeling from the spending shock of the holidays, and we’re on the lookout for any way we can to save money. But what if we focused on saving money throughout the entire year?
Save Money. Save Your Health
It’s actually easier than you might think to save money. All you really need to do is make small changes. Small changes can add up to big savings.
Right now any and all Canadians who want to start making changes that can help their financial health in the future, can get started easily. To help Canadians visualize how their savings really add up, Tangerine offers various online tools to calculate how making small automatic saving contributions on a regular basis can lead to big savings over the long term.
This month, I’m taking part in a four-week challenge with Tangerine to help my financial and physical health.
“Making saving part of your routine can help ensure you’re putting away money regularly, despite the ups and downs life throws at you. Try making small commitments like skipping that daily coffee purchase and depositing that money into savings by setting up an ASP; you’ll soon see that small amounts can lead to big savings over the long term,” says Silvio Stroescu, Managing Director of Deposits and Investments at Tangerine.
That’s why this year I decided to skip my 2 – 3 trips per week to the bulk candy store and opt for fruit instead. By making this change in my routine, I’ll save a significant amount of money over the course of the month, and I’ll contribute to my overall health, as well. Two birds with one stone.
But what to do with that extra money? One way to automatically save that extra money we get from making small changes is to set up an Automatic Savings Program with Tangerine. It’s a sort of “set it and forget it” approach to savings that I think is great.
According to Silvio Stroescu, “The New Year can be a stressful time for many Canadians when it comes to their personal finances.
Tangerine strives to show Canadians that saving money can be simple and empowering – yes, even after the hectic holiday spending season. Setting up an Automatic Savings Program (ASP) this January is an easy way to develop healthy financial habits in 2016. With an ASP, money is deposited automatically into your savings account without you having to think about it, making saving easy year-round so you’re covered for both your long-term goals and the unexpected.”
Save Money the Easy Way
Tangerine makes it easy to save money, because they help you make it easy with online tools that contribute to that ease. And because those small changes are generally the removal of something unhealthy, improving our financial health improves our physical health, as well.
Tangerine strives to empower people with the tools and resources to make smart decisions with their hard-earned money. The Forward Thinking section of our website is a great source of advice and practical information on a variety of personal finance matters, including saving tips.”
If you want to save money in a way that’s achievable and long lasting, visit Tangerine’s website. Using their advice and online tools, you’ll be able to make an everyday routine of saving money. Sometimes you just need a little help getting started. Small changes can be as simple as swapping candy for fruit.
This post is sponsored by Tangerine which means I was compensated. My opinion is all my own and 100 % honest.