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Things to Do Before You Start First Year University
By Payton Schuck Note from Paula – My daughter Payton starts university in September. First Year University! Let me first of all say, we are so proud of Payton and can’t wait for her to start, but also it seems like it was yesterday when I was dropping her off for her first day of kindergarten and here we are almost starting university. She graduated from high school and has been accepted at her top three choices. Two of those are in town and her top choice came through first, so that was exciting to see. Her face lit up that day when she got the first acceptance email and…
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Energy Saving Tips Good for Your Wallet and the Environment
Energy saving tips can help you make your wallet and the environment healthier. While these energy saving tips are great for anyone looking to make the world and their pocketbook a better place, they’re especially good for those living in Ontario. The Government of Ontario recently began its Cap-and-Trade Program in an effort to limit greenhouse gases emitted by homes and businesses. The emission cap decreases over time, AND there is a added $03.3 per cubic meter charge to natural gas customers. That money will be used to promote low-carbon energy solutions. Believe it or not, I really like that the government is trying to show environmental leadership. But I…
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5 Tips for Saving Money on Flying #travel
Saving money on flying is a big deal. We all know how incredibly expensive flying can be, so anything we can do to cut costs is always a plus. Saving money on flights can mean better accommodations, more time at a theme park, or just a little extra money put back in the bank. Saving Money on Flights If you know me at all, then you are well aware how much I love to travel. I also love to save money, so if there’s anything I can do to save money on flights, I’ll do it. I can’t always do all of these all the time, but I certainly try.…
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What is a TimeShare? Know the Pros and Cons of Investing #travel
What is a Timeshare? Know the Pros and Cons of Investing A couple of weeks ago, I discussed the question, “What is a timeshare?” This time around let’s look at the pros and cons of investing in one of these properties. From time to time I hear people crowing loudly about how awesome their timeshare property is. Lately I have wondered myself whether a timeshare is a good investment for us. We love to travel, so why not? That’s what led me to start this series. The results of this miniseries and this “What is a Timeshare” instalment may be quite different than you expect! What is a Timeshare? What are the…
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So What is a Timeshare? Mini-series Part 1 #Travel
What is a timeshare? Know the Answer Before Investing Timeshares have been around for a long time, and everyone seems to know that they’re used for vacations, but people still often ask the question, “‘What is a timeshare?” If you’re thinking of investing in a timeshare, you need to know the answer to this question before making a decision. What is a Timeshare A timeshare is a property which is owned by multiple people or parties. Typically resort condominium units, timeshares are owned by several parties with each party being entitled to use the property for an allotted period of time. This period varies, but it is generally one week,…
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5 Frugal Mother’s Day Gifts Your Mom Will Love
5 Frugal Mother’s Day Gift Ideas Mother’s Day is the day to show mom how much she means to you. Although your heart wishes you can give her anything she desires, your pockets may not agree. How can you give your mom something nice while being frugal? These 5 frugal Mother’s Day gifts are just perfect. A Picture is Worth a Thousand Words You can get an inexpensive picture frame from the dollar store, a thrift shop, or use one you already have. Put in one of mom’s favorite pics. If you live near a CVS, Shoppers Drug Mart, WalMart, or Walgreens, they usually have a photo department. What is…
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Six Cruise Hidden Extras
Don’t get caught with cruise hidden extras!! I consider myself an educated traveller. We research before we travel and we compare prices and we try always to get the best deal for our family budget. But I didn’t anticipate some of these cruise hidden extras, so I read reviews and I read blogs and I ask friends about their travel experiences before I book. Sometimes I find the best possible travel deal and then I take that to an agent to have her double check I am not missing anything and I always use travel rewards cards to generate the reward points on these big purchases. I pay off the…
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Do it Yourself Homemade Deodorant
As an alternative to store bought deodorants that often contain strange things you cannot even pronounce, many people prefer to make their own. There are many things that can be used as a natural deodorant. After doing some research recently I thought I’d give DIY Homemade Deodorant a try. DIY Homemade Deodorant There are many things that can be used as a natural deodorant. After doing some research recently I thought I’d give this a shot. I will have to let you know how well this works another time. With a tween and teen in the house I am sure you can all understand that deodorant is NOT a frill…
