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How Do You Budget When You Have Nothing Left to Spend?
Having nothing left to spend in the middle of the month way before a pay cheque comes in is a brutal spot to find yourself in, but it happens to many people. Listen, when we were living on one income with small children before I started my business Thrifty Mom Media Consulting there were many times we had zero money to spend, so I had to get creative. Living off of credit is a losing proposition that will dig you further into debt so you need to find a way to stay afloat without going bankrupt financially and spiritually. Believe me I know how brutally hard this is. Living a…
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Five Ways to Stay on Top of Debt
This post is brought to you by Interac Association and SheKnows Media. When’s the last time you used your credit card? Yesterday? The day before that? While credit cards make life easier, they also make it easier to accumulate debt. Debt is the enemy of financially savvy Moms and Dads. With news that Canada is now in an official recession your personal household debt is now more than ever something you really need to pay attention to. Here are a few ideas for ways to help stay on top of debt this season. Five Simple Ways to Stay on Top of Debt 1. Cancel the credit cards. This is going to be hard,…
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So What is a Timeshare? Mini-series Part 1 #Travel
What is a timeshare? Know the Answer Before Investing Timeshares have been around for a long time, and everyone seems to know that they’re used for vacations, but people still often ask the question, “‘What is a timeshare?” If you’re thinking of investing in a timeshare, you need to know the answer to this question before making a decision. What is a Timeshare A timeshare is a property which is owned by multiple people or parties. Typically resort condominium units, timeshares are owned by several parties with each party being entitled to use the property for an allotted period of time. This period varies, but it is generally one week,…
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How to Set a Budget For The New Year
Budget for the New Year The New Year is coming up quickly and you might be wanting to start a budget as your New Year’s resolution! There are many others, like you, who want to set a budget for the New Year but don’t know where to get started. If you’re struggling to start your budget and you need some tips to help you get it started, look no further! These tips are sure to help you set a successful budget for the New Year – a budget you can stick to. Look back at how much you made last year. It’s important to look back and see how much…
